1. Regulatory status
Saikat Rakshit, trading as Artha Vridhi, is an AMFI Registered Mutual Fund Distributor holding ARN-362803, having completed the NISM Series V-A (Mutual Fund Distributors) certification. Artha Vridhi is not a SEBI Registered Investment Adviser (RIA), is not IRDAI licensed, and does not act as a Portfolio Manager. Nothing on this Website, our social media channels, or in our communications should be construed as advisory services requiring SEBI RIA registration, or as insurance advice requiring an IRDAI licence.
2. Nature of our role
As a Mutual Fund Distributor, our role is limited to facilitating the distribution of mutual fund schemes — including explaining scheme features, assisting with transactions, SIP set-up, and KYC — and providing general investor education. We do not manage discretionary portfolios, provide fee-based financial planning under SEBI RIA regulations, or guarantee any investment outcome.
3. Risk factors
- Mutual fund investments are subject to market risks, including possible loss of principal.
- Past performance of any scheme, fund manager, or index is not indicative of, and does not guarantee, future performance.
- Please read the Scheme Information Document (SID), Key Information Memorandum (KIM), and Statement of Additional Information (SAI) of a scheme carefully — including information on investment objective, asset allocation, risk factors, and expense ratio — before investing.
- Different mutual fund schemes have different levels of risk, and investors should assess their own risk appetite, financial goals, and investment horizon, or consult a qualified professional, before investing.
4. No assured or guaranteed returns
Artha Vridhi does not promise, guarantee, or imply any assured return, minimum return, or capital protection on any mutual fund scheme, SIP, or investment strategy referenced on this Website, in our social media content, or in personal communication. Any illustrative figures used for educational purposes (for example, to explain compounding or the concept of SIPs) are hypothetical and not a projection of actual returns.
5. General vs. personalised information
Content published by Artha Vridhi — market updates, financial news, tips, and educational carousels — is general in nature and intended for investor education. It is not tailored to any individual's financial situation and should not be treated as personalised investment advice.